【真人真事】因为富债为王课程,他拥有 RM438,000 现金

【真人真事】黎先生2009年在 Puchong 买了一栋价值 RM130,000 的房产,之后他在2012年买了一栋位于 USJ 价值 RM270,000 的房产。

由于这2栋房产都不是自住,而是他的投资工具,所以他在成功向银行借贷以后,小心翼翼地管理他的资金。

首先,不乱花钱。银行借钱给你是因为你有:
1. 良好的还钱记录;
2. 良好的收入来源;与
3. 良好的借贷能力。

再者,无论有没有购买房产,做好财务规划是每个月都得做的功课。每个月一领到薪水,自动把资金投放在不同的罐子:
1. 基本生活需求
2. 投资
3. 玩乐
4. 捐款

黎先生做好财务规划也不乱花钱,从来不曾因为还不起贷款而被银行起诉。

2016年,黎先生上了拿督斯里黄天成老师的《富债为王》课程。通过72法则,他终于了解,市场每年平均以7%的通膨率在增长,所以房产价格翻倍的时机应该在8-10年后。
虽然黎先生在还没上课前开始有点心急想要卖掉房产,可是他选择相信老师,继续等多3年。

到了2019年,房产真的翻倍了!
但是他选择不卖,他用这2间房产向银行申请翻借。

市场估值:
第1间房产市值 RM 310,000 x 80% = RM 248,000;
第2间房产市值 RM 600,000 x 80% = RM 480,000。

算数:
第1间:RM248,000 – RM90,000 (剩余贷款额) = RM158,000
第2间:RM480,000 – RM200,000 (剩余贷款额)= RM280,000

也就是说,黎先生又有 RM 438,000 的资金了。

看到这里的你可以想象一下,拿到这笔钱时你会不会心痒痒?
但是老师在课堂上有说过,这笔钱不是给你乱花的!
不要着急!不要冲动!

黎先生用这笔钱来当做房产的储备金,以备不时之需。

取之房产,用之房产。从房产翻借到钱,就不应该花在与房产无关的事情上。黎先生的做法就很对,他把这笔钱放在Fix Deposit,当作未雨绸缪的储备金。就算仰赖Negative Gearing来收取额外的收益,房产市场也会有雨季的现象。最重要的是,我们要在雨季的时候,还能确保粮草充足。

就这么简单!
翻借几乎是每一位千万富翁们‘玩房地产’的秘密武器。

但是,有心人会说:没错,这是千万富翁的玩法。你试试看叫一个赢了彩票的人去用钱,5-10年,他肯定会把钱都花光,因为他完全没有‘钱的概念’。
但是,对于老师来说,‘穷’是一种思维,它不是拿来衡量某个人财务状况的形容词。如果一个人要往‘穷’去想,他就永远都不会变‘富’有。

老师的使命是让更多想通过房产投资达到真正‘富有’的人去了解,我们可以用不同的思维与角度切入房产投资这一块。
这也是为什么老师这些年来,日以继夜努力举办《富债为王》课程,因为老师要让更多人明白,富有不是存钱存回来的,而是通过聪明与智慧去‘杠杆财富’回来的!

 


[Based on True Story Sharing from Die With Massive Debts Student]

Mr. Lai bought a RM130,000 property in Puchong in 2009, and then in 2012 bought a USJ property worth RM270,000.
Because these two properties are not self-occupied, but his investment tools, he managed his funds carefully after successfully borrowing from the bank.

First, don’t waste money. The bank lends you money because you have:
1. Good repayment history;
2. a good source of income; and
3. Good borrowing capacity.

Furthermore, whether you buy a property or not, financial planning is a homework you must do every month. Once I get my salary every month, I automatically put the funds in different jars:
Basic living needs
1. Investment
2. Have fun
3. Donate

In Year 2016, Mr. Lai took the course of Die With Massive Debts by Dato’ Sri Adrian Wee.
Through the rule of 72, he finally learned that the market is growing at an average inflation rate of 6% – 7% every year, so the time to double the property price should be 8-10 years later.
Although Mr. Lai started to have some thoughts of  selling his property before even attending the class, he chose to trust  teacher  Adrian Wee and waited for more another 3 years.

By 2019, the property has really doubled!
But he chose not to sell, and he used these two properties to apply for a loan from the bank.

Market valuation:
The first property market valuation was RM310,000 x 80% = RM248,000;
The second property has a market value of RM600,000 x 80% = RM480,000.

count:
Property 1: RM248,000 – RM90,000 (remaining loan amount) = RM158,000
Property 2: RM480,000 – RM200,000 (Remaining loan amount) = RM280,000

In other words, Mr. Lai has Cash Out #Cashout another RM 438,000 in funding.

Seeing here, you can imagine, will you be very tempted to use the money or spent the money? No Way!
Because teacher said in the class, this money is not for you!
Do not worry! Don’t be impulsive!

Mr. Lai used the money as a reserve capital for additional real estate in case he needed it.

What You Sowed, is What You Reap!

From borrowing real estate to making cash money, you should not spend on things that are not related to the real estate.
Mr. Lai was very clear and precise in what was being taught by Teacher Adrian Wee. He put the money in the Fix Deposit as a  cash reserve funds.
Even if relying on Negative Gearing to collect additional income, there will be a rainy season in the property market. The most important thing is that we have to make sure that we have enough food during the rainy season.

It’s that simple!

Notes from Teacher Adrian Wee:

Property Debts given by the BANKS is the Secret Weapon almost every multi-millionaires game in playing real estate.
However, people who are interested will say: Yes, this is the game of multi-millionaires.

You try to call someone who has won the lottery to use the money. In 5-10 years, he will definitely spend all the money, because he has no ‘money concept’ at all.
However, for the teacher, ‘poor’ is a thinking, it is not an adjective to measure someone’s financial situation. If a person wants to think ‘poor’, he will never become ‘rich’.

Teacher Adrian Wee’s Mission is to constantly educate and teach more people how to create financial freedom and financial wealth through Property Debts aka Die With Massive Debts.

But of course, I can give you the sword, but you must use it wisely. What I mean here is, I can teach you every science and calculations about property debts, bear in mind, your primary income is till the fundamental above all.

Therefore, if you are interested to learn more, do join Teacher Adrian Wee’s 3 Hours Master Class on Die With Massive Debts to learn the secrets of the Wealth,

and how Teacher use the same method to make a come back from his life during his financial downturn.

Leveraging the BANKS is the KEY to Financial FREEDOM!

Simple Habits of Highly Successful People

“I would like to do more, but I don’t have enough time! So what should I do?!”

I am sure many of you would have been through a similar situation as above. Let me humbly submit it to you, it is not that you don’t have enough time, but you are wasting time doing things that don’t matter!

Not enough time? Think again!

First things first, write down what do you really want to achieve – whether in business or in life. Say… you want to 10x your business this year. Write that goal down and put it on a wall.

Next, I refer you to the Eisenhower Matrix, made popular by Stephen Covey in his book “7 Habits of Highly Effective People.” It is a classic book that teaches you how to manage your time more efficiently and be more productive – I highly recommend you to read it.

The Eisenhower Matrix consists of four quadrants, which is as below:-

Picture courtesy of Google.com

As you can see, Eisenhower Matrix divides tasks based on whether it is important/urgent – and decide on whether you should do it accordingly. Hey, if this matrix is good enough for a United States President – it should be good enough for you.

Let us go through this matrix now:-

Quadrant 1: Do

These are the tasks that will fall into your “to do” list for the day – writing an article/projects with close deadlines. These are the tasks that you can only go home if you have completed for the day.

Most importantly – it is also the time for you to ask yourself, “How the heck did these tasks come into this quadrant? Did it appear on an ad hoc basis? Or did I procrastinate so much that it suddenly becomes too close to the deadline? Or was it because of the delay from other parts of the project? If yes, how can I improve my communication skill to ensure it doesn’t happen again?”

“To each there comes in their lifetime a special moment when they are figuratively tapped on the shoulder and offered the chance to do a very special thing, unique to them and fitted to their talents. What a tragedy if that moment finds them unprepared or unqualified for that which could have been their finest hour,” Winston Churchill

In any case, tasks quadrant 1 are where it is urgent and need an immediate solution – do it now!

Quadrant 2: Plan

This is where most of the highly effective people spend their time on. Planning. The main objective to constantly work on this quadrant is to make sure they don’t fall on to the first quadrant.

In other words, plan and finish your work before deadline approaches. Generally speaking, works which you have done and pre-planned beforehand are definitely of better quality than those you rushed through the last minute.

So always look at your calendar, and anticipate deadlines approaching a week or two from now.

Quadrant 3: Delegate

Some things are urgent, but not important. Like before my talks, I need to make sure the stage is set and calling up potential leads to ensure their attendance.

Each person has 24 hours. But together – we have more time.

Are all these tasks urgent? Yes. But are they important enough to require my personal touch? No.

Therefore, the way to deal with tasks in this quadrant is to DELEGATE it. Get your team member to do it for you.

Quadrant 4: Eliminate

Not important. Not urgent. Don’t do it. Unless it is absolutely necessary. We all need to wind down every now and then. Go for a movie or shopping or anything that relaxes you. But these are not important tasks, neither it is urgent enough that you need to get it done TODAY.

***************

There you have it. How to be more successful and productive over time. Classifying things into quadrants should be your second nature. Don’t waste time replying to unimportant emails then come around complaining 24 hours a day is not sufficient.

Of course, it’s not enough. You are wasting time!

Sub-sales or Project?

Alright, this is the question that has been appearing for some time, so I will attempt to address it. Spoiler alert: There is no right or wrong answer!

That’s right. It depends on your intention more than anything else! Case in point: I have some awesome cars, as you all know, but when I go to the market I will just hop into a Myvi.

Why? Because a Myvi serves its purpose better than driving an expensive car to the market and stain it with the groceries I bought from the market.

So let’s jump into the characteristics of sub-sales and project-based properties, before dwelling further into which should you use for what intention:-

  1. The Unit Itself

Buying a sub sales property means that you are buying the property from someone else instead of directly with the developer. It means that the unit is properly already in the market for some time and is older.

Purchasing a property is indeed a major decision in one’s life. So sub-sales or new property? Read on to find out more…

While it is true that what you see is what you get, what you are seeing is usually not very favourable (think: wear and tear due to older property). You will usually need to come out with extra cost to renovate and replace/repair the furniture in the property.

On the other hand, buying a new unit directly from a new project built by the developer means that your unit will come with a 2 years warranty for any defects such as bathroom leakage, cracks in the wall or door and window hinges that are not properly installed – thou with that being said, it will usually take a while for them to act on the defect.

2. Trend

Buying a sub sales property means that your property is probably not up to date in trend (think: new condominium these days have better interior design, better facilities, two parking spaces which might not be available in older apartments). However, the benefit is that once you have purchased it, you can move in immediately.

When it comes to project, you are not sure when you can move in or if there will be any risk to the project development. Sure, everything might look good on paper, but we wouldn’t know if the developer might delay the project or worse – abandon it altogether.

3. Cashflow

By virtue that sub-sales means the property is there already, it means that upon purchase, you can get tenants to move in the soonest possible. Besides that, you can know how much the rental value in that area is – and if negative gearing is needed, you can project how much more you will need to pay per month. This is indeed a plus point if you are buying this property for rental purpose as you will have immediate cash flow.

Even if the property price will increase in the future, can you hold on to it now?
Cash flow is the key to property investment!

On the other hand, as mentioned, there is this risk of delay with properties that are still under construction. With that being said, once the property is finished, usually the value will go up. So if you are buying this property to flip it – then this will be a plus point.

4. Paperworks

This is the aspect in which many buyers neglect – but this is indeed a crucial part. Buying a sub-sales property means that you will incur more cumbersome paperwork. When compared to buying a project based property, the developer will usually cover the cost of paperwork and make the entire process as easy as possible to you.  

Paper work is all part and parcel of the game which we must not ignore.

Think of the time and effort saved. If you are a working class, this is one of the things which you must consider as you will have difficulties taking time off work.

5. After sales and looking for information

If you are buying a developer unit, you can generally expect a certain level of after-sales service should there be any problems. It is also easier to look for information on the unit that you are purchasing as it will be supplemented by the developer too.

If you are buying sub-sales? Don’t expect the previous owner to come back and rectify any error, especially if they have received full payment from you. It is up to you yourself with no support to rectify any error.

Question: So what is your investment strategy?

If you are buying the property to rent it out – I would suggest sub-sales instead. Why? Because predictability of rent and you can know how much money you need to fork out for negative gearing. You will also know how much is the rental for other units in the same area.

If you are buying to flip? Buy a new unit from the developer. Once the unit is ready and the price increase, you can flip it. While it comes with its own set of risks, that’s why due diligence is required.

“But Adrian, if I buy for own stay how ah?”

At the end of the day, we want a warm, cozy, comfortable place to call home. That’s all.

Idiot! I have said many times stay at places of convenient. If you are working near that place, stay near it even if you must rent – otherwise, why buy an expensive house if you are going to just sleep 8 hours in it then go to a faraway place to work the next day and basically have no quality of life!

The Ultimate Guide to Fight Procrastination

If great ideas would get us rich, everyone would be rich and successful. Every week or so, some brilliant person will come up to me with an even more brilliant idea. Most of the ideas are really good ideas – brilliant!

One problem thou, how come we don’t see as many rich and successful people around? Thinking alone will not get you rich – it lies in the execution. Executing your plan is what makes you rich. Not mere thinking.

In execution, most of us are not consistent – and this is largely due to procrastination. Feeling lazy, no direction, no “mojo” – so to speak. So let’s break down the top 5 things that you can do immediately to have the energy to get through the day!

  • Sleep Early

This seems like an obvious solution. However, usually, it is the obvious solutions that we are not paying attention to.

If you are always feeling sleeping all the time and have a lack of focus, no energy to work and cannot be on time – try sleeping early tonight. Don’t spend your time at night playing computer games or watching a movie, sleep early and wake up early to have that extra energy in life.

They say, “Early birds get the worm,” and it’s true!

  • Eat Lesser

Additionally, eat lesser during lunch hour. Always make it a habit to order “medium” portion food, or better still small. Only allow yourself to be reasonably filled, and not too full.

I think I don’t need to explain to you that if you are stuffed, your stomach will need more oxygen to digest food and less oxygen will travel to your brain. That’s why you are constantly feeling sleepy after lunch!

  • Drop the Temperature

This is one of the dumb things that I find most companies are doing. They switched on the air-conditioner too low, and as a result, the staff needs to wear a jacket to keep warm.

A productive work habit is not something that you chance upon. It is something you create.

They spend so much energy making the room cold that the people need to invest in jackets to keep warm. What’s the point?!

Increase the room temperature. As long as you are not sweating and the air is circulating, that to me is the ideal situation to work in.

If the temperate is too cold (I have seen some offices whereby the temperate is cold enough that your finger feels numb), then how can you work when your finger cannot even dance on the keyboard.

  • Stand up!

If you are still feeling sleepy after all of that, then stand up! Walk around. If you are working with a laptop, always try to change the work station after 3-4 hours.

That’s why I can stand on stage and speak for the whole day, while you are under the stage, sitting down and feeling sleepy. There’s no special trick, it’s just that I am in a position which generates energy, while you are at a place that’s exactly the opposite.

The turbine can only generate electricity when it’s hot. The engine can only propel movement when there’s combustion. Similarly, you can only be productive when your blood is flowing and you are feeling the heat!

  • Cut All Distraction

If you need to work on a computer (which I bet most of us need to), switch it to airplane mode. Close the internet connection.

If you need to listen to music? Download it beforehand.

I come from a generation whereby going onto the internet is to search for information. I find it sad that this generation is abusing this privilege and using the internet as a distraction instead.

Ask yourself – if the information/song that you are listening to productive to your goal today? If not – eliminate it. Stop doing it.

  • Always remind yourself “WHY!”

I know I only said FIVE methods. But let me over deliver and give you ONE extra bonus.

Always ask yourself “Why?” Stay true to your purpose, and the roads leading here will be as clear as crystal ball!

Always set a task/goal that you need to accomplish today. Remember the Pareto 80/20 Principle. Generally speaking, it means 20% of the things that you do will produce 80% of results.

Practically speaking, do the things that if you don’t finish it today, you will not sleep well tonight. These are the important tasks. Finish it first.

Constantly remind yourself the mission today is to finish these tasks. Don’t deviate from it.

There you have it. The 6 methods to stay productive the whole day and eliminate procrastination. Don’t procrastinate anymore. Your idea is only as worthwhile as you put it in action.

Everyone solves the paint point, who will hear the “complaint point”?

This article is translated from the original article HERE.

“This is the pain point!”

It was in a marketing course that I was first introduced to this concept. The instructor introduced ‘pain point marketing’ as such, “Your marketing must play with the customer’s pain points, let negative emotions overwhelm his mind. Comparing the expectations of products or services with the actual products or services, Let them feel the pain of not engaging with your product or service. This way, you can capture the heart of your consumer.”

I shook my head and walked out of the classroom.

It is this pain point! It is that pain point!
The heart of the consumer is already in pain…

The concept of ‘pain marketing’ has been around for centuries, and I don’t deny that it can still stimulate volume. However, if the merchants are too focused on the ‘pain point’ of the consumer, who will pay attention to their ‘complaint point.’

I am a businessman yet at the same time I am also a consumer. I love creating wealth, but I feel that having a lifelong mission is more important than just making money.

It’s good to be an owner of a big business, or merely to sell fried “Kuey Teow” by the roadside. You have to have a lifelong mission. A lifelong mission drives you to treat every customer seriously and with a big enough mission, you will give your best to the society.

Consumers may initially buy your product because of your ‘pain point marketing.’ Later, he may leave you for the same reason.

A) He may have found another new pain point from you;
B) Your competitors can better solve their pain points.

So how do you keep your customer?

I think the key is to solve their ‘complaint points’ instead.

The ‘angry’ emoticon on Facebook is a very useful innovation – it makes it easier for us to take note of consumer dissatisfaction.

With the use of social media apps these days, people’s trust in your company and branding is often based on “reviews” by a group of strangers they have ever met before. For example, before you visit a restaurant, you will check the rating as well as the comment of customers in the restaurant before making a trip there. Or, if you are planning a trip, you will look through the comment of previous customers. If you find bad reviews, you will probably not want to visit the hotel.

Therefore, it is more important to address the customer’s ‘complaint point’ rather than to solve the ‘pain point’.

So, how can the ‘complaint point’ be resolved? There the law of attraction.

The Law of Attraction says that there is a positive, and a negative side to everything in life – and whichever side you focus on will grow.

Therefore, we must pay attention to the positive side. So, what are the advantage of actively thinking about the solution rather than the complaints?

  1. Find ways to increase business efficiency.
  2. Turning complaints into opportunities to increase consumer loyalty.
  3. As long as customers enter the store, there will be more business opportunities, so complaints are also a form of blessings .
Solving the ‘complaint point’ is the way where you can get closer to the customer.

When dealing with ‘complaint points’, there are 7 main points that we must pay attention to:

1 Smiles welcome people and receive them in time.

2. Listen carefully and interact actively.

3. Relieve emotions, kindness and kindness.

4. Ask the customer to understand the need.

5. Achieve consensus and solve problems.

6. Transfer the venue if necessary.

7. Warm return visits, follow up sales.

If the customer is willing to complain, it will give you a chance to improve on behalf of him. To make progress in the company, it is necessary to constantly face up to your weaknesses, and then let customers see your intentions and efforts.

Hey Youngsters, There are Many Ways to Find Resources

This article is translated from the Chinese article HERE.

View the video below and learn two ways that can make you be from having “Zero Resources” to having “Unlimited Resources.”

The first way to have resources? You can try to create it by yourself.

OR you can use the second method instead, the “borrow” resources from others.

What many people got it wrong these days is that they try to create their own resources. This is not a simple task – especially true if you are a young entrepreneur, just starting up.

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Let you see what the entrepreneur’s life looks like:

  • Your company progress is always slower than your competitor.
  • You are constantly working, without taking rest.
  • No one understands you, it’s hard to find even a person you to to talk to.
  • Every penny is spent very carefully.
  • The black color your eye bag becomes darker than your grey hair.
  • Whether you are eating or going to the bathroom, you are constantly thinking about your business.
  • Always feeling that you are losing the battle.

Feeling exhausted, and your conscious start to blur….

You get the message.

It’s hard to be an entrepreneur, if you are not paying attention, your competitor will catch up with you.

What if there are other options – like “borrowing” resources from others.

Usually, there are two kinds of people who will borrow resources from others. The first type is the employee. You use the office resources such as get to learn about their operations, get to acquire knowledge, get to know how to run a business, etc. Some bosses also send you telephone bills, medical cards, travel, etc., everything. When the boss started a business, it took so long to deploy, plan, set up, and layout… You just need to sit comfortably and work for him. By the way, help yourself thicken your resume and deepen your experience. It sounds wise. The choice, isn’t it?

Who said being an entrepreneur is the only way to get rich? You are hearing that because you haven’t heard the story of entrepreneurship becoming poor! However, I digress – this is something for another day.

If you really don’t want to help people building their business, then you should start a business of your own. You can also borrow resources from others and make your journey less hard. (Think about the entrepreneur’s life I just mention.) These people are the second person I want to talk about – people who know how to leverage on their circle of friends.

But then you ask, “Teacher, how do I find the right circle of friends?”

This doesn’t mean that you can casually go talk to some old school mate or go to the bar to meet new people. This is called expanding your circle of friends – but expanding with what?! You need to find people of quality!

Expand your circle of friends and get yourself out of your self-create bubble. The world outside is bigger than you’d imagined!

”How then can I find a quality circle of friends?” Fair question. I think the most effective way is to find people who share the same interest as you. For example: when you attend classes, join seminars, you automatically know that the participants are of the same interest as you.

It’s true. Many people have made some great friends after coming to “Die With Massive Debts” course. After that, they continue to keep in touch, and even use the knowledge gained in the course to make some great property investment and make a lot of profit!

I am sometimes very proud of such an achievement. My course is not only fascinating, but also creates wealth.

Next, I will reveal the third and final way to find resources!

Have you ever thought that there is some useful source to find resources hidden around you, but you haven’t noticed it? Even if it is right in front of your eyes, you just can’t grasp it in your hand?

Soon as you have learned this method, the income you will get will definitely grow 10x that of the two methods just mentioned! What is the method? That is……

Some resources are hidden away from you, open your eyes and see it!

Borrow resources from major institutions!

There are many examples of this approach, and financing banks is a classic example of ‘borrowing resources from major institutions.’ Banks are a big platform with plenty of resources, and they need to invest these resources for future growth. Therefore, they like to “borrow” money to reliable projects because they are more likely to have back their “return of investment.”

So, what kind of project is called a reliable project / investment?

Property investment is one of the bank’s favourite. Why is it so? Here is the answer.

If you want to buy property, and you are qualified to take up mortgages, the bank will definitely help you, because the banks have the belief that real estate is not a project that will lose money. Don’t believe me? Think about it, banks will not lend money to investors who invest in stocks and bonds!

Property investment – as we can see – is a relatively safe investment. Many people rely on the idea of borrowing resources (read: money) from major institutions, and leveraged their wealth by 10x, 100x, 1000x.

Do you want to know what is behind the scenes?

Click to participate in our FREE 3 hours “Die With Massive Debts” course. I will teach you how to leverage your wealth by 10x, 100x, 1,000x and even more!

How To Be D*mn GOOD In Everything You Do In Life!

What if I tell you when I first started out speaking in public – I was actually very terrible. In fact, I have stage fright.

Fast forward to today, I have gained enough confidence to speak in front of thousands of people. But the correct question is to ask – “how?”

How did I manage to get from there to here? From being afraid to speak to one person, to now sharing a stage with international speakers?

It is hard to believe what you were, when people are only seeing what you are now

There is conventional wisdom that to get good at something, you need at least 10,000 hours of practice.

Fortunately, that is not true. You can get very good, very fast. In fact, the average is not more than 24 hours.

But how?

Follow these 4 steps:-

Be Sure of What You Want

Before you start pursuing a goal, perhaps you should take a step back and ask “what my goal is?”

Make it as specific as possible – like helping 10,000 clients with copywriting in a year, or help interior design 10,000 houses in a year.

Have a clear goal, then go after like an arrow!

The more well-defined and clear your goals are – the more quick and efficient you can be in achieving that goal.

Break Down the Skills

Each skill that you want to learn is basically made up of many smaller skills.

Take public speaking for example – the introduction, the middle part, the closing, how to read audience emotion, how to get their attention, how to throw a joke if you sense they are drifting off – these are all smaller skills.

Now that you have broken down and visualise the smaller skill – learn the most important subskills first. Like perfecting the intro to catch audience attention within the first 3 minutes.

Research

Now that you have identified the most important sub-skill, do your research on it first.

Research on the skill you have broken down, the little sub-skills that matter – improvise on it, be d*mn good at it!

What is the best way to do your speech introduction? Read 10 books on it.

Important: Only read the part about doing a great intro and don’t get drifted off (read: procrastinate!)

You need to know these so that you can make the corrections as you progress further later.

The Actual Practice

Now comes the most important part. Get into your room, shut your phone and television, shut the internet, remove all barriers/distraction to your practice.

Commit yourself to it. Practice at least an hour a day, for 20 days. Full focus with no distraction.

It takes an average of 24 hours to be really good at something, with uninterrupted practice. Are you ready to commit?

Just be doing this little, you will be surprised at how good you have become in a very short span of time (less than a month).

That is what it takes to be good at whatever you want to be – simple and easy. But will you?

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If you find the article above helpful to your life, join us at our FREE 3 hours preview class, where you will learn about property entrepreneurship. Why should you?

So that you can take home some knowledge about property investment and start practicing.

Link here: http://bit.ly.com/awcn123

Light at the End of the Tunnel

This article is a translation of the Chinese article *HERE*

Today is another busy day.

Today is my usual working day, and as the team traveled to Ipoh, I kick start the first FREE preview class of the month!

During the three hours drive, I looked at the scenery that was constantly shifting outside the window, and I was impressed. The world outside the window is like my past, and I was daydreaming, soon I being to reminisce my past.

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There are ups an downs to my memories, but one, in particular, stood out – one particularly dark episode of my life…

The memories is no longer a vivid as it was before, but the feeling is left still linger in my heart.

In that dark period, everything I touched turned into sh*t, in fact, I even took a loan from an illegal money lender. Fortunately, my wife and I each have a property. We sell them at a price several times lower than the purchase price to pay back the debts – but it is only like a drop in the ocean, and I still can’t pay back most of the money owed.

The loan sharks begin to look for me. When they could not find me, they splashed red paint on the iron gate of my shop and put a bounty on my head. When I came back and see the mess, I felt very sad – yet all I can do is wipe those red paints away while weeping to myself.

Can you imagine it? A man – the boss of my employees, the backbone of my family – I feel into such a horrible state. I hate myself for making the wrong decision and let my world turn upside down. My friends are gone, my family is hurting, and the business is closed. At that time, I cannot see a way out of this darkness. No one can help me. No one can save me.

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I started to give up and wanted to kill myself.

At the lowest point in my life, my mentor said to me: “Adrian, this crisis can also be a turning point in your life, the lesson is that you have to be determined to get out of this mess.”

Master’s words are like a slap in my face, shining a light on me, driving away the darkness.

Every mistake you’ve made, when you choose to walk into the darkness, it is your choice. To get out of darkness is also your choice.

It is therefore important to find the light that will shine into the darkness and drives it away. I then ask Master: “How do we get out of the dark?”

He later taught me a skill – using property investment to pay off all my debts – and even let me earn my first “pot of gold” in life using this technique. I begin to think about the journey I’ve been through – if I wasn’t determined to find the light out of this darkness, I cannot imagine the consequence – perhaps life today would have been very different.

This struck me hard. I begin to realise why we cannot be ignorant in life. Knowledge is really important, it can help you solve the problem that you are facing, and keep you away from danger. It is because of this that my curiosity gets stronger and stronger.

I start to read a lot of books. Although property investment saved my life, my understanding of this field is still very limited. So, I start investigating the foundation of property investment and read many books written by other property investment experts.

Reading is not only reserved for the students. How long have you not read after graduating?

Then one day, it dawned on me that there are people out there suffering from the same fate as me. I am more fortunate than them because there is a master to help me navigate my way out, but what about them who are not as fortunate? 

So, I begin to teach and write. That is how my signature course – “Die With Massive Debts” – came about. It is to help those still in darkness to find the light.

So, if you want to know how I rely on property investment to make a comeback and become a multi-millionaire I am today – click on the link and join my FREE 3 HOURS preview class to find out more: http://bit.ly/awcn123.

When Freelancers Should NOT Work for Free…

We have all been there, done that. You are an entrepreneur in Malaysia, trying to start up and build a business of your own. Then there will be that one or two friends or relatives who will come and ask you…

”Eh can do this and that for me, for FREE ah? I thought you do FREE-lance?”

These people… either they are ignorant of the word “freelance”, or they are just downright trying to take advantage of you to get free work done. The reason they usually give is that by working for them for free, you will get exposure – but what exactly does “exposure” mean?

Here are THREE situations whereby you can work for that person for free to get the exposure you need, otherwise just don’t bother:

The word “free” in freelancing doesn’t mean that the work is done for free.
  1. Resume Builder

The top no.1 reason why you should work for free is if that person is a well-known name you can use to build your resume. For example, if you are a marketer and Gary Vee were to ask you to help write a page for him for FREE – seize that opportunity!

This is a great opportunity because then you can say on your article or on your name card, “as featured by Gary Vee.” That will instantly build your credential up – literally from no one to someone associated with big names.

  • Your Hero

The second reason why you can work for free with someone is that that person or company is your hero. For example, if you like nature, and World Wide Fund for Nature (WWF) asks you to write a piece of article for them – why not?

Even superhero needs an extra hands sometimes. If you genuinely believe you are doing work for good cause, then go ahead and do some charity – work for free!

If you genuinely believe in their cause and that they are doing good work – then it is time for you to give without expecting. Do good work for them without expecting anything in return.

  • Huge Audience

The third reason to write for free is that the company or person has a huge audience and you will be getting credit for your work. What constitutes a “huge audience?” Well, that depends on where you are at your career, but the general rule I would set is that the person must have 10x your audience, with a minimum of at least 10,000 followers.

For example, if the person asking help for free from you is someone who has only 1,000 followers – then “NO” even if they have 10x your followings. If they are not big enough, then you are better off publishing the videos/articles or whatever that you have made – yourself.

Exposure is undeniably the most important thing when you first started. If your conversion rate is only 1% – imagine if it is 1% of 10,000 people. That’s 100 clients!

When you are small, there is no time for charity. Sure when you have grown bigger to a level of your comfort you can invest more time helping others, but until then – you need to spend more time building up yourself first. You can’t help filling other people’s cup when your own cup is empty.

So those are really the only reasons to work for free. Like if some small insurance company comes along and tell you that “Hey, I want you to write for me for exposure.” Tell them you are busy and move on.

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Keep yourself updated about property investment and entrepreneurship by following the links below:-

Facebook Page:https://www.facebook.com/myadrianwee
Instagram: http://instagram.com/adrian.wee
Linkedin: https://www.linkedin.com/in/myadrianwee

Come join our FREE 3 hours preview class too. I promise you, you would walk back with knowledge that will change your perspective on building wealth. Link: http://bit.ly/2DPCosC